Mortgage Brokers in Santa ANA, California

Connect with 58 trusted mortgage brokers serving Santa ANA and surrounding areas

58
Mortgage Brokers in Santa ANA
91
Total Mortgage Professionals
8
Listings With an NMLS ID

Top Mortgage Brokers in Santa ANA, California

Browse 58 local mortgage brokers who understand the Santa ANA market and can help you secure competitive mortgage rates and terms.

Mortgage Brokers in Santa ANA, CA by the numbers

Of the 14 mortgage brokers in Santa ANA, CA that publish their loan programs, 12 (86%) offer VA loans, 11 (79%) offer conventional loans and 10 (71%) offer FHA loans.

VA loans12 of 14 (86%)
Conventional loans11 of 14 (79%)
FHA loans10 of 14 (71%)
Jumbo loans8 of 14 (57%)
First-time buyer programs7 of 14 (50%)
Reverse mortgages5 of 14 (36%)
Bank statement loans4 of 14 (29%)
USDA loans3 of 14 (21%)
Non-QM loans3 of 14 (21%)
DSCR (investor) loans3 of 14 (21%)
HELOCs and home equity loans3 of 14 (21%)
Down payment assistance2 of 14 (14%)
  • 5
    advertise 3.5% down or less, including 3 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 1 / 3
    licensed in one state only / licensed nationwide (of 10 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 14 of 58 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Brokers in other California cities

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Why Choose Local Mortgage Brokers in Santa ANA?

Local Market Expertise

Santa ANA mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to California. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Santa ANA market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in Santa ANA?

Shortlist at least three mortgage brokers in Santa ANA, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in California, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the Santa ANA market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Santa ANA mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Santa ANA Mortgage Brokers?

Get matched with the perfect mortgage broker from our network of 58 local professionals