Mortgage Brokers in Long Beach, California

Connect with 86 trusted mortgage brokers serving Long Beach and surrounding areas

86
Mortgage Brokers in Long Beach
99
Total Mortgage Professionals
14
Listings With an NMLS ID

Top Mortgage Brokers in Long Beach, California

Browse 86 local mortgage brokers who understand the Long Beach market and can help you secure competitive mortgage rates and terms.

Mortgage Brokers in Long Beach, CA by the numbers

Of the 25 mortgage brokers in Long Beach, CA that publish their loan programs, 17 (68%) offer first-time buyer programs, 14 (56%) offer conventional loans and 11 (44%) offer FHA loans.

First-time buyer programs17 of 25 (68%)
Conventional loans14 of 25 (56%)
FHA loans11 of 25 (44%)
VA loans11 of 25 (44%)
HELOCs and home equity loans10 of 25 (40%)
Jumbo loans9 of 25 (36%)
USDA loans7 of 25 (28%)
Reverse mortgages7 of 25 (28%)
Non-QM loans6 of 25 (24%)
Down payment assistance4 of 25 (16%)
Construction loans4 of 25 (16%)
Bank statement loans3 of 25 (12%)
  • 7
    advertise 3.5% down or less, including 4 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 22 / 3
    licensed in one state only / licensed nationwide (of 31 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 25 of 86 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Brokers in other California cities

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Why Choose Local Mortgage Brokers in Long Beach?

Local Market Expertise

Long Beach mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to California. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Long Beach market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in Long Beach?

Shortlist at least three mortgage brokers in Long Beach, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in California, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the Long Beach market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Long Beach mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Long Beach Mortgage Brokers?

Get matched with the perfect mortgage broker from our network of 86 local professionals