Farmer Mac

Farmer Mac, formally the Federal Agricultural Mortgage Corporation, operates as a critical secondary market provider of financing for America's agricultural and rural infrastructure. Established with the mission to increase the accessibility of financing, Farmer Mac provides vital liquidity to institutions that fuel growth, innovation, and prosperity within these communities. They work extensively with banks and mortgage companies, enabling these rural lenders to offer more competitive rates and broader loan portfolios.

The organization distinguishes itself by purchasing loans and loan participations from approved lenders, helping them preserve capital, manage interest rate risk, and minimize credit risk, all while allowing the lenders to maintain direct customer relationships. Farmer Mac's offerings include a full suite of products ranging from revolving lines of credit to long-term fixed-rate loans, with terms extending up to 30 years, designed to support farm, ranch, and agribusiness customers.

Through solutions like Farm & Ranch Loan Purchases, Credit Protection products, and the securitization of Agricultural Mortgage-Backed Securities (AMBS), Farmer Mac bolsters the financial health of rural America. They are also the largest secondary market investor of USDA loan guarantees in the U.S., facilitating participation in crucial USDA agricultural and rural development programs. Farmer Mac prides itself on innovation and crafting custom financial solutions to meet the unique needs of agricultural and rural businesses nationwide.