Harward Mortgage Team

Harward Mortgage Team is a dedicated mortgage broker and banker based in Phoenix, Arizona, specializing in providing a smooth and easy home loan experience for clients across the state. With Scott Harward bringing over three decades of experience and Spencer Harward contributing expertise in financial analysis, the team guides borrowers through a wide variety of financing options.

The team distinguishes itself by offering comprehensive solutions for diverse needs, including first-time homebuyers, individuals purchasing investment or second homes, and current homeowners seeking refinance options like rate/term and cash-out refinances. They provide access to various loan types such as FHA, VA, Conventional, Jumbo, and Non-QM, and are noted for their work with self-employed borrowers and those with lower credit scores.

Operating with a commitment to competitive rates and personalized service, Harward Mortgage Team prides itself on finding optimal loan programs by comparing options from over 40 different lenders. Their client-centric approach, marked by strong communication and a focus on on-time closings, has earned them high satisfaction ratings and repeat business from Arizona homeowners.