Hoa Do - Broker Associate / Mortgage Loan Officer - CalBRE#: 01721762 IN-NMLS#: 1287941 CO-NMLS#: 320841

Mortgage Broker serving San Jose, CA

About Hoa Do - Broker Associate / Mortgage Loan Officer - CalBRE#: 01721762 IN-NMLS#: 1287941 CO-NMLS#: 320841

Loan Factory is a rapidly growing mortgage broker headquartered in San Jose, California, dedicated to simplifying the home loan process. The company, led by CEO Thuan Nguyen, leverages a network of over 217 lenders to secure highly competitive rates for borrowers. While primarily operating as a mortgage broker licensed in 48 states, Loan Factory also functions as a correspondent lender in key states including Arizona, California, Colorado, Florida, Illinois, Tennessee, Texas, and Utah.

What truly distinguishes Loan Factory is its proprietary all-in-one mortgage platform, MOSO.com, designed to streamline the entire loan journey from application to closing. This advanced technology, coupled with their unique business model of lower profit margins per loan, enables them to offer exceptionally low-interest rates. They also provide comprehensive support and resources for their extensive network of over 1800 loan officers.

Loan Factory prides itself on delivering outstanding customer service, a claim backed by an impressive record of over 12,000 5-star Google reviews. Their commitment to transparency, efficiency, and a seamless digital experience aims to make homeownership accessible and hassle-free, empowering both borrowers and loan officers to thrive in the mortgage market.

Company Information

Team Size: 1882 + Loan officers
Lender Type: Mortgage Broker
Headquarters: San Jose, CA

Licensed In

AZCACOFLILTNTXUT

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Mobile App
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Residential & Investment Property Loans

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOCHome Equity LoanConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment Program

Non-QM Loan Program

Loan Types:
Non-QMBank StatementAsset DepletionPortfolioInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Private & Hard Money Loans

Loan Types:
Hard MoneyPortfolio
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)CondoTownhouseManufactured/Mobile HomeCo-opTiny HomeModular HomeVacation/Second HomeCo-op
Occupancy Types:
Investment Property

Commercial Loan Products

Commercial and SBA Loans

Loan Types:
SBA 7(a)SBA 504Conventional CREBusiness Acquisition
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Professional Licenses

NMLS ID: 320841
2195 Tully Rd
San Jose, CA 95122
US
Mailing Address:
2195 Tully Road, San Jose, CA 95122

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 320841
Profile Views: 0

Advertisement Space