Housing Finance Commission

The Washington State Housing Finance Commission (WSHFC) is a state agency dedicated to creating and preserving affordable housing opportunities and promoting economic development throughout Washington. Founded on the principle of ensuring all Washingtonians have access to affordable, sustainable housing in thriving communities, the Commission is also actively committed to dismantling structural racism within the housing industry.

WSHFC distinguishes itself by offering a range of innovative programs, including the "Covenant Homeownership Program" designed to serve homebuyers impacted by historical housing discrimination. They also champion environmental sustainability with their "greenest home loan program," encouraging energy-efficient housing solutions. Beyond direct homeownership, the Commission plays a vital role in funding multifamily housing, nonprofit facilities, and land acquisition through various bond and tax credit initiatives.

By partnering with a network of lenders and housing professionals, WSHFC acts as a crucial facilitator of housing finance, not only providing essential programs and resources but also striving to implement fair and inclusive practices across all aspects of its work. Their focus remains on fostering robust communities and ensuring equitable access to housing for all residents of Washington State.