About Inspire Home Loans
Inspire Home Loans is the dedicated affiliate lender of Century Communities, specializing in new home finance. Their core mission is to streamline the homeownership journey, offering a single point of contact through an Inspire Home Loan Officer who guides borrowers from application and prequalification through underwriting and closing. This integrated approach ensures a smooth process, especially as they coordinate closely with the homebuilder to keep loans and construction on schedule.
The lender distinguishes itself through a customer-centered philosophy, tailoring mortgage programs to individual needs. They offer a diverse range of popular loan products including FHA, VA, Conventional, and USDA loans, addressing various financial goals and situations. Inspire Home Loans also extends options for first-time homebuyers, ITIN borrowers, and provides access to various down payment assistance programs, aiming to make homeownership accessible to a wider demographic.
By focusing on new home financing within the Century Communities framework, Inspire Home Loans provides specialized expertise in navigating the unique aspects of purchasing a newly built home. Their commitment to dependability and a straightforward lending process positions them as a key partner in helping individuals achieve their dream of homeownership.
The lender distinguishes itself through a customer-centered philosophy, tailoring mortgage programs to individual needs. They offer a diverse range of popular loan products including FHA, VA, Conventional, and USDA loans, addressing various financial goals and situations. Inspire Home Loans also extends options for first-time homebuyers, ITIN borrowers, and provides access to various down payment assistance programs, aiming to make homeownership accessible to a wider demographic.
By focusing on new home financing within the Century Communities framework, Inspire Home Loans provides specialized expertise in navigating the unique aspects of purchasing a newly built home. Their commitment to dependability and a straightforward lending process positions them as a key partner in helping individuals achieve their dream of homeownership.
Company Information
Lender Type: Direct Lender
Digital Capabilities
Online Application
Pre-Qualification Tool
Digital Document Upload
Home Loan Products
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerITIN ProgramDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
640
Min Credit Score
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
Adjustable-Rate Mortgage (ARM)
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Fixed RateHybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Contact Information
4695 MacArthur Ct Suite #350
Newport Beach, CA 92660
US
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Newport Beach, CA
Status: Standard
Type: Direct Lender
Profile Views: 0
Advertisement Space