Inspire Home Loans

Mortgage Lender serving Newport Beach, CA

About Inspire Home Loans

Inspire Home Loans is the dedicated affiliate lender of Century Communities, specializing in new home finance. Their core mission is to streamline the homeownership journey, offering a single point of contact through an Inspire Home Loan Officer who guides borrowers from application and prequalification through underwriting and closing. This integrated approach ensures a smooth process, especially as they coordinate closely with the homebuilder to keep loans and construction on schedule.

The lender distinguishes itself through a customer-centered philosophy, tailoring mortgage programs to individual needs. They offer a diverse range of popular loan products including FHA, VA, Conventional, and USDA loans, addressing various financial goals and situations. Inspire Home Loans also extends options for first-time homebuyers, ITIN borrowers, and provides access to various down payment assistance programs, aiming to make homeownership accessible to a wider demographic.

By focusing on new home financing within the Century Communities framework, Inspire Home Loans provides specialized expertise in navigating the unique aspects of purchasing a newly built home. Their commitment to dependability and a straightforward lending process positions them as a key partner in helping individuals achieve their dream of homeownership.

Company Information

Lender Type: Direct Lender

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload

Home Loan Products

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score

VA Loan

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerITIN ProgramDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
640
Min Credit Score

USDA Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV

Adjustable-Rate Mortgage (ARM)

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Fixed RateHybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Contact Information

4695 MacArthur Ct Suite #350
Newport Beach, CA 92660
US

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Business Information

Category: Mortgage Lender
Location: Newport Beach, CA
Status: Standard
Type: Direct Lender
Profile Views: 0

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