Mario Montecinos The Montecinos Group - Mortgage NMLS# 489279

Mario Loans, led by loan agent/counselor Mario Montecinos, positions itself as a mortgage broker dedicated to securing optimal financing solutions for its clients. The company emphasizes a highly personalized approach, eschewing traditional call and processing centers in favor of direct, dedicated loan consultant guidance from start to finish. This client-centric model aims to provide superior service and responsiveness.

A key differentiator for Mario Loans is its commitment to efficiency and cost savings, boasting an average closing time of just 15 days and claiming to save clients thousands compared to conventional mortgage retailers. They leverage mobile and online capabilities to offer flexibility in the application process. Furthermore, Mario Loans prides itself on assisting borrowers in overcoming potential hurdles during the loan process, including providing language translation support.

Operating under NMLS license 489279 and BRE license 02032391, Mario Loans focuses on providing home loans, including options for refinancing and purchase. They highlight their expertise in navigating the complexities of mortgage offers and aim to provide the lowest interest rates and closing costs possible, often working with private money loans for specific borrower needs. Their business model appears designed to offer competitive rates by leveraging the efficiencies often associated with mortgage brokers.