About JKMortgage
JKMortgage is a full-service mortgage company based in Fresno, California, dedicated to helping individuals and families achieve homeownership and optimize their current mortgage situations. Specializing in a comprehensive range of home loan products, including Conventional, FHA, VA, and Jumbo loans, they primarily serve borrowers across Fresno, Madera, Tulare, and Kings County within the Central Valley. The company focuses on guiding clients through both purchase and refinancing processes, aiming to secure competitive rates and terms.
The lender emphasizes client satisfaction and accessibility, offering a streamlined "Digital Mortgage" experience designed for ease and convenience. They provide various resources such as mortgage calculators and detailed loan program explanations for Fixed-Rate, Adjustable-Rate (ARM), and Interest-Only options, empowering borrowers to make informed decisions. JKMortgage is committed to transparent processes, from pre-qualification to loan closing, assisting clients with income verification, LTV ratios, and credit score considerations.
While precise founding details are not available, JKMortgage positions itself as a local expert with a deep understanding of the Central California real estate market. Their service approach combines professional advice with modern digital tools, ensuring a supportive journey for first-time homebuyers and experienced owners alike, whether they are looking to purchase their dream home or lower their monthly payments through refinancing.
The lender emphasizes client satisfaction and accessibility, offering a streamlined "Digital Mortgage" experience designed for ease and convenience. They provide various resources such as mortgage calculators and detailed loan program explanations for Fixed-Rate, Adjustable-Rate (ARM), and Interest-Only options, empowering borrowers to make informed decisions. JKMortgage is committed to transparent processes, from pre-qualification to loan closing, assisting clients with income verification, LTV ratios, and credit score considerations.
While precise founding details are not available, JKMortgage positions itself as a local expert with a deep understanding of the Central California real estate market. Their service approach combines professional advice with modern digital tools, ensuring a supportive journey for first-time homebuyers and experienced owners alike, whether they are looking to purchase their dream home or lower their monthly payments through refinancing.
Company Information
Lender Type: Direct Lender
Headquarters: Fresno, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
Conventional Loan Programs
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
100%
Max LTV
FHA Loan Programs
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
100%
Max LTV
VA Loan Programs
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
0
100%
Max LTV
Jumbo Loan Programs
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV
USDA Rural Development Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
HomePath Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV
Contact Information
1222 W Shaw Ave
Fresno, CA 93711
US
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Business Information
Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Direct Lender
Profile Views: 2
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