JKMortgage

Mortgage Broker serving Fresno, CA

About JKMortgage

JKMortgage is a full-service mortgage company based in Fresno, California, dedicated to helping individuals and families achieve homeownership and optimize their current mortgage situations. Specializing in a comprehensive range of home loan products, including Conventional, FHA, VA, and Jumbo loans, they primarily serve borrowers across Fresno, Madera, Tulare, and Kings County within the Central Valley. The company focuses on guiding clients through both purchase and refinancing processes, aiming to secure competitive rates and terms.

The lender emphasizes client satisfaction and accessibility, offering a streamlined "Digital Mortgage" experience designed for ease and convenience. They provide various resources such as mortgage calculators and detailed loan program explanations for Fixed-Rate, Adjustable-Rate (ARM), and Interest-Only options, empowering borrowers to make informed decisions. JKMortgage is committed to transparent processes, from pre-qualification to loan closing, assisting clients with income verification, LTV ratios, and credit score considerations.

While precise founding details are not available, JKMortgage positions itself as a local expert with a deep understanding of the Central California real estate market. Their service approach combines professional advice with modern digital tools, ensuring a supportive journey for first-time homebuyers and experienced owners alike, whether they are looking to purchase their dream home or lower their monthly payments through refinancing.

Company Information

Lender Type: Direct Lender
Headquarters: Fresno, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
100%
Max LTV

FHA Loan Programs

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
100%
Max LTV

VA Loan Programs

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
0
100%
Max LTV

Jumbo Loan Programs

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV

USDA Rural Development Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV

HomePath Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Direct Lender
Profile Views: 2

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