JVM Lending

Mortgage Lender serving Plano, TX

About JVM Lending

JVM Lending was founded in 2006 by Jay Voorhees and Heejin Kim with the goal of transforming the mortgage lending experience. Witnessing the mortgage industry's challenges and loss of trust after the 2008 financial crisis, they sought to create a more customer-centric and efficient model.

The company distinguished itself by eliminating commissioned loan officers and assembling a team of highly trained Mortgage Analysts and Closing Specialists. They pride themselves on fast closings, often achieving 14-day turnarounds, and competitive low rates, while maintaining availability seven days a week.

JVM Lending emphasizes transparency, responsiveness, and customer support. They empower homebuyers through education and accessibility, calling listing agents on-demand to strengthen offers. This commitment to unique benefits and a reimagined lending model sets them apart in the mortgage industry.

Company Information

Founded: 2006
Lender Type: Direct Lender

Licensed In

AZCAFLGAIDLAMAORTNTX

Digital Capabilities

ONLINE_APPLICATION
E_SIGNATURE
REAL_TIME_STATUS_UPDATES

Home Loan Products

30-Year Fixed-Rate Mortgage

Loan Types:
CONVENTIONALFHAVA
Rate Types:
FIXED
Available Terms:
30 years

Jumbo Loans

Loan Types:
JUMBO

VA Loans

Loan Types:
VA
Special Programs:
VETERAN_PROGRAM

FHA Loans

Loan Types:
FHA

Adjustable-Rate (ARM)

Loan Types:
ARM
Rate Types:
ADJUSTABLE_RATE (ARM)

15-Year Fixed-Rate

Loan Types:
CONVENTIONAL
Rate Types:
FIXED
Available Terms:
15 years

Investment Property

Loan Types:
CONVENTIONAL
Property Types:
INVESTMENT_PROPERTY
Occupancy Types:
INVESTMENT_PROPERTY

Bridge Loans

Loan Types:
BRIDGE

Non-QM Loans

Loan Types:
NON_QM

3% Down Payment Program

Loan Types:
CONVENTIONAL
Special Programs:
LOW_DOWN_PAYMENTNO_PMI
3%
Min Down Payment

First-Time Buyer Rate Discount Program

Loan Types:
CONVENTIONAL
Occupancy Types:
PRIMARY_RESIDENCE
Employment Types:
W2_EMPLOYEE
Special Programs:
FIRST_TIME_HOMEBUYER
3%
Min Down Payment
620
Min Credit Score

2-1 Lender-Paid Temporary Buydown

Loan Types:
CONVENTIONALFHAVAJUMBO

Home + Solar Panel Mortgage Loan

Loan Types:
CONVENTIONALFHAVA
Special Programs:
ENERGY_EFFICIENT
0

Contact Information

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Business Information

Category: Mortgage Lender
Location: Plano, TX
Status: Standard
Founded: 2006
Type: Direct Lender
Profile Views: 19

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