About Team Texas Mortgage
Team Texas at Efinity Mortgage is a dedicated direct lender based in Cross Roads, Texas, committed to providing quality customer service in the residential lending industry. They prioritize putting the people they serve first, offering expertise for various home financing needs.
Their comprehensive suite of loan programs caters to a wide array of borrowers, including conventional, FHA, VA, USDA, and Reverse Mortgages. Notably, they specialize in niche markets with offerings like Foreign National Loans, Non-QM Loans, and Bank Statement Loans, alongside essential Down Payment Assistance and Construction loan options. They support both purchase and refinance transactions, aiming to simplify the path to homeownership for their clients.
Embracing modern technology, Team Texas provides a robust online application process and a suite of mortgage calculators to assist borrowers. They also highlight the role of AI in streamlining approvals and providing better insights, ensuring a blend of advanced digital tools with personalized service, all while focusing on their primary market in Texas.
Their comprehensive suite of loan programs caters to a wide array of borrowers, including conventional, FHA, VA, USDA, and Reverse Mortgages. Notably, they specialize in niche markets with offerings like Foreign National Loans, Non-QM Loans, and Bank Statement Loans, alongside essential Down Payment Assistance and Construction loan options. They support both purchase and refinance transactions, aiming to simplify the path to homeownership for their clients.
Embracing modern technology, Team Texas provides a robust online application process and a suite of mortgage calculators to assist borrowers. They also highlight the role of AI in streamlining approvals and providing better insights, ensuring a blend of advanced digital tools with personalized service, all while focusing on their primary market in Texas.
Company Information
Lender Type: Direct Lender
Headquarters: Cross Roads, TX
Licensed In
TX
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
AI Chatbot
Automated Underwriting
Home Loan Products
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Foreign National Program
Non-QM Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Bank Statement Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Down Payment Assistance Program
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Refinance Loan Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Reverse Mortgage Loan Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Construction Loan Program
Loan Types:
Construction
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Commercial Loan Products
Commercial Loan Program
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse
Contact Information
1255 W 15th St #470
Plano, TX 75075
US
Mailing Address:
8300 US HWY 380 Suite 400 Cross Roads , TX 76227
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Business Information
Category: Mortgage Lender
Location: Plano, TX
Status: Standard
Type: Direct Lender
NMLS ID: 1043983
Profile Views: 0
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