Kirkland Capital Group

Kirkland Capital Group, established in April 2020, operates as a specialized private money lender primarily through its Kirkland Income Fund. The firm focuses on generating high-yield passive income for its accredited investors by originating loans for commercial real estate properties across secondary and tertiary markets in the United States.

Their core lending strategy revolves around providing essential "micro-balance" commercial real estate bridge loans, typically ranging from $200,000 to $1.5 million. Kirkland Capital Group steps in to finance small and medium businesses, including apartment projects contributing to middle-income affordable housing, particularly when traditional banks face timing or regulatory constraints.

The firm emphasizes principal preservation, ensuring all loans are first lien with full recourse and conservative loan-to-value ratios based on as-is property values. They pride themselves on a rigorous, multi-tiered underwriting process supported by a professional team with extensive experience in real estate and capital markets, ensuring consistent deal flow and prudent investment decisions.