Lending Concepts

Lending Concepts is a mortgage company committed to providing ideal financing solutions for their clients' mortgage needs. With over 50 years of experience in the mortgage industry, they offer expertise in both purchase and refinance options. They also cater to realtors seeking a seasoned mortgage company with strong pre-approvals.

Lending Concepts utilizes in-house processing, ensuring loans are both approved and funded locally. This approach allows for greater flexibility, resulting in faster and more efficient processing and a high rate of mortgages funded. They focus on excellent communication and easy accessibility for their clients.

Based in Fresno and Clovis, CA, Lending Concepts offers a range of loan programs including fixed-rate mortgages, FHA loans, VA loans, rehab loans, USDA loans, and jumbo loans. They also specialize in first-time homebuyer programs and low down payment options.