Michael Halker - Reliance Financial Group

Mortgage Broker serving Troy, MI

About Michael Halker - Reliance Financial Group

Reliance Financial Group Inc, represented by experienced loan originators like Michael Halker, is dedicated to helping individuals and families achieve their homeownership dreams. Operating out of Troy, Michigan, and licensed in multiple states including Michigan, Texas, and Florida, the company provides a comprehensive range of home loan options designed to meet diverse financial needs.

Their offerings span popular programs such as FHA, VA, USDA, and Jumbo loans, alongside standard Conventional and Refinance solutions. A notable specialization is their "Homes for Heroes" program, which extends well-deserved benefits to military personnel, first responders, law enforcement, healthcare workers, and teachers. They also provide various rate options including Fixed Rate, Adjustable Rate, and Interest-Only mortgages.

Reliance Financial Group Inc prioritizes customer experience, offering robust digital capabilities like online applications, rate calculators, and pre-qualification tools to streamline the mortgage process. They combine technological convenience with personalized expert advice, guiding borrowers from initial inquiry to closing, and are equipped to assist various employment types, including self-employed individuals, ensuring a tailored approach to financing.

Company Information

Lender Type: Direct Lender
Headquarters: Troy, MI

Licensed In

MITXFL

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

General Home Purchase & Refinance

Loan Types:
ConventionalRefinanceConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment PropertySecond Home
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV

FHA Home Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program

USDA Rural Development Loan

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment PropertySecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Homes for Heroes Program

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst Responder ProgramNurse/Healthcare Worker ProgramTeacher Loan

Contact Information

Professional Licenses

NMLS ID: 137288
3501 Rochester Rd Suite B
Troy, MI 48083
US
Mailing Address:
3501 Rochester Rd Troy, Michigan 48083

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Business Information

Category: Mortgage Broker
Location: Troy, MI
Status: Standard
Type: Direct Lender
NMLS ID: 137288
Profile Views: 10

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