Momnt

Momnt is an innovative fintech platform specializing in point-of-sale financing for home improvement projects. Operating as a crucial intermediary, Momnt connects merchants and their customers with a network of banks that fund the loans, streamlining the process of obtaining capital for renovations and repairs. With over $1 billion in loan originations and serving more than 50,000 consumers, Momnt has established itself as a significant player in simplifying access to affordable financing.

The platform prides itself on a seamless digital experience, allowing for quick pre-qualification with no impact on credit scores through soft pulls. Leveraging an API-based architecture and advanced AI/ML-informed decisioning, Momnt delivers real-time, personalized loan offers. This technology provides merchants with a competitive advantage by enabling flexible payment options for their customers, improving cash flow, and driving sales.

Momnt's commitment to innovation extends to its operational model, fostering a remote-friendly workplace and earning multiple industry accolades, including being recognized as a TAG Technology Award Winner for Innovation. Their intuitive dashboards and dedicated support ensure a smooth experience for both businesses and homeowners, reinforcing their mission to make financing simple, fast, and accessible.