Mortgage 123 Inc

Mortgage Broker serving Miami, FL

About Mortgage 123 Inc

RK Mortgage Group is a Florida-based mortgage broker specializing in a diverse range of residential loan products tailored to unique borrower needs. They offer flexible financing solutions for individuals who may not qualify for traditional mortgages, including foreign nationals, self-employed borrowers, and those requiring non-traditional income verification methods like bank statements or stated income.

The company prides itself on a client-centric approach, emphasizing competitive rates and an efficient, secure digital process. Borrowers can utilize their online application, upload documents, and e-sign forms, supported by dedicated loan specialists who provide guidance from the initial quote to closing. This streamlined process aims for fast closings, ensuring clients can secure their homes swiftly.

With a strong focus on niche markets such as condo financing and non-prime mortgages, RK Mortgage Group leverages its expertise to navigate complex loan scenarios. Their commitment to exceptional customer service and ability to deliver on promises for diverse financial situations has earned them widespread positive feedback from clients across multiple states.

Company Information

Lender Type: Mortgage Broker
Headquarters: Hallandale Beach, FL

Licensed In

FLCACONJ

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature

Home Loan Products

Foreign National Mortgage Program

Loan Types:
JumboRefinanceNon-QMBank StatementNon-QMNon-QM
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
No Income Verification
Special Programs:
Foreign National ProgramLow Down Payment Program
Available Terms:
30 years
30%
Min Down Payment
70%
Max LTV

Condo Financing

Loan Types:
ConventionalNon-QMRefinance
Property Types:
CondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Low Down Payment Program
5%
Min Down Payment
95%
Max LTV

FHA Loans

Loan Types:
FHA
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence

Jumbo Mortgages

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Non-Prime & Non-QM Loans (Self-Employed, Bank Statement, Stated Income)

Loan Types:
Non-QMBank StatementNon-QMNon-QM
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
No Income VerificationBank StatementStated Income
Special Programs:
Self-Employed ProgramBank Statement Program

Hard Money Loans

Loan Types:
Hard Money
Property Types:
Investment Property
Occupancy Types:
Investment Property

Contact Information

287 NE 118th Terrace
Miami, FL 33161
US
Mailing Address:
800 SE 4th Ave Suite 139 Hallandale Beach, FL 33009

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Business Information

Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 1284789
Profile Views: 11

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