Mortgage One Funding

Mortgage Broker serving Troy, MI

About Mortgage One Funding

Mortgage One Funding LLC is a full-service mortgage company headquartered in Troy, Michigan, serving clients across the entire United States. Established to help individuals achieve their dream of homeownership or secure more favorable refinancing terms, the company specializes in a comprehensive range of residential loan products.

The lender distinguishes itself by offering a diverse portfolio of home loans, including Conventional, FHA, VA, USDA, and Jumbo mortgages, available for both new purchases and various refinancing needs like cash-out and streamline options. They are particularly notable for their flexibility in catering to a wide spectrum of credit profiles, from those with low FICO scores and challenging credit histories to borrowers with excellent credit. This inclusive approach is complemented by offerings such as fixed-rate, adjustable-rate (ARM), and interest-only mortgages, alongside programs that support minimal or no down payments.

Mortgage One Funding LLC emphasizes a streamlined, digital mortgage process that provides convenience without sacrificing personalized guidance. Their website offers tools like rate calculators and pre-qualification, empowering borrowers to explore options before committing. With a commitment to clear communication and professional advice, they aim to simplify the loan process from application to closing, ensuring clients find the best financial fit for their residential property goals.

Company Information

Lender Type: Direct Lender
Headquarters: Troy, MI

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool
Rate Calculator
E-Signature

Home Loan Products

Comprehensive Home Loan Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV

Contact Information

300 E Big Beaver Rd Suite 170
Troy, MI 48034
US

Connect With Us

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Business Information

Category: Mortgage Broker
Location: Troy, MI
Status: Standard
Type: Direct Lender
Profile Views: 5

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