Pacific Capital & Investments Inc. Mortgage Loan Modification
Mortgage Lender serving San Diego, CA
About Pacific Capital & Investments Inc. Mortgage Loan Modification
San Diego Real Estate & Mortgage Loan Services is a boutique, full-service mortgage and real estate company based in San Diego, California. Specializing in a diverse range of home financing solutions, the firm aims to serve local residents whether they are first-time homebuyers, seeking to refinance, or looking for investment property financing.
The company prides itself on offering a comprehensive suite of loan programs, including conventional, FHA, VA, USDA, and Jumbo mortgages. They are particularly adept at assisting first-time homebuyers with low or zero down payment options through FHA, VA, and USDA loans, as well as renovation-focused FHA 203k loans. Beyond traditional offerings, they also provide specialized solutions such as Reverse Mortgages and Hard Money loans, alongside various refinance options including cash-out and streamline programs.
San Diego Real Estate & Mortgage Loan Services emphasizes a client-focused approach, guiding borrowers through the pre-qualification and pre-approval process to find tailored financing solutions. Their commitment extends beyond just loans, offering niche services like credit repair, budgeting, and financial planning, showcasing a holistic approach to their clients' financial well-being in the San Diego real estate market.
The company prides itself on offering a comprehensive suite of loan programs, including conventional, FHA, VA, USDA, and Jumbo mortgages. They are particularly adept at assisting first-time homebuyers with low or zero down payment options through FHA, VA, and USDA loans, as well as renovation-focused FHA 203k loans. Beyond traditional offerings, they also provide specialized solutions such as Reverse Mortgages and Hard Money loans, alongside various refinance options including cash-out and streamline programs.
San Diego Real Estate & Mortgage Loan Services emphasizes a client-focused approach, guiding borrowers through the pre-qualification and pre-approval process to find tailored financing solutions. Their commitment extends beyond just loans, offering niche services like credit repair, budgeting, and financial planning, showcasing a holistic approach to their clients' financial well-being in the San Diego real estate market.
Company Information
Lender Type: Direct Lender
Headquarters: San Diego, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Digital Document Upload
Home Loan Products
Conventional Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment
FHA Mortgage
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
3.5%
Min Down Payment
FHA 203k Renovation Loan
Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
15 years30 years
VA Home Loan
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
USDA Rural Development Loan
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
Jumbo Mortgage
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Reverse Mortgage (HECM)
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Hard Money Loan
Loan Types:
Hard Money
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Commercial Loan Products
Commercial Property Loans
Loan Types:
Conventional CRECommercial Refinance
Contact Information
9591 Waples St
San Diego, CA 92121
US
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Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 23742
Profile Views: 13
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