Paramount Residential Mortgage Group - PRMG Inc.

Mortgage Lender serving Atlanta, GA

About Paramount Residential Mortgage Group - PRMG Inc.

UMortgage, represented by loan originator Dale Corley in Charlotte, NC, operates as a nationwide mortgage broker dedicated to making homeownership accessible through a diverse portfolio of loan products. The company focuses on simplifying the mortgage process for a wide range of borrowers, from first-time homebuyers to seasoned investors.

A key area of specialization for UMortgage involves offering creative mortgage solutions for business owners and self-employed individuals who may find it challenging to qualify using traditional income verification methods. This includes specialized programs like Bank Statement Loans and various Non-QM (Non-Qualified Mortgage) products, alongside a full suite of Conventional, FHA, VA, USDA, Jumbo, and Refinance options.

Demonstrating a commitment to affordability, UMortgage features innovative programs such as their 1% Down Payment Program, which significantly reduces the upfront cost of buying a home. Complementing their accessible programs, UMortgage utilizes digital tools like online calculators and pre-qualification forms to streamline the application process, ensuring a user-friendly experience for all clients.

Company Information

Lender Type: Mortgage Broker
Headquarters: Charlotte, NC

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Comprehensive Home Loan Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceBank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full DocumentationBank StatementNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement Program

UMortgage 1% Down Payment Program

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceHomeReady ProgramHome Possible Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
1%
Min Down Payment
97%
Max LTV
620
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1457759
7000 Central Pkwy #1100
Atlanta, GA 30328
US
Mailing Address:
2015 Ayrsley Town Blvd Charlotte, NC 28273

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Business Information

Category: Mortgage Lender
Location: Atlanta, GA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1457759
Profile Views: 0

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