Point Mortgage Corporation

Mortgage Lender serving Coral Gables, FL

About Point Mortgage Corporation

Point Mortgage Corporation has been assisting homebuyers for many years, operating as a licensed mortgage banker. Headquartered in Chula Vista, California, the company offers a range of residential loan solutions to help clients achieve their homeownership goals. They are licensed to serve borrowers in states including California, Texas, and Illinois, indicating a regional presence.

The lender provides traditional mortgage options like Fixed Rate and Adjustable Rate Mortgages, offering stability and flexibility depending on the borrower's needs. Notably, they also feature a unique Graduated Payment Mortgage designed to help borrowers qualify in high interest rate environments by starting with lower initial payments that increase over time. This shows their commitment to innovative solutions.

Point Mortgage Corporation emphasizes a user-friendly experience, offering online tools such as calculators and a quick quote application to streamline the loan process. Their dedication to supporting borrowers is evident through their clear communication and provision of essential mortgage education resources, reinforcing their role as a trusted partner in the home financing journey.

Company Information

Lender Type: Direct Lender
Headquarters: Chula Vista, CA

Licensed In

CATXIL

Certifications & Credentials

Licensed Mortgage Banker

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalRefinanceHome Equity LoanCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalRefinanceHome Equity LoanCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Graduated Payment Mortgage

Loan Types:
ConventionalRefinanceHome Equity LoanCash-Out RefinanceInterest-Only
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 231073
1200 Ponce de Leon
Coral Gables, FL 33143
US
Mailing Address:
1061 Tierra del Rey, Suite 205 Chula Vista, CA 91910

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Business Information

Category: Mortgage Lender
Location: Coral Gables, FL
Status: Standard
Type: Direct Lender
NMLS ID: 231073
Profile Views: 0

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