Standard Mortgage

Mortgage Lender serving Coral Gables, FL

About Standard Mortgage

Standard Mortgage is a full-service mortgage company headquartered in Coral Gables, FL, dedicated to simplifying the home loan process for borrowers across multiple states including CA, CO, FL, GA, MI, MN, and TX. The company prides itself on a high customer satisfaction rate of 98.9% and a realtor satisfaction rate of 97.3%, highlighting its commitment to efficient and client-focused service.

Specializing in a diverse range of home financing options, Standard Mortgage offers traditional loans such as FHA, VA, USDA, and Conventional, alongside niche solutions like Bank Statement Loans, P&L Loans, 1099 Only Loans, Land Loans, Investor DSCR Loans, and Private Money Loans. They cater to both home buyers and those looking to refinance, providing tailored solutions whether clients aim for homeownership or a lower monthly payment. A notable competitive advantage is their reported 8-day average clear-to-close period, signaling a streamlined and rapid process.

Embracing digital innovation, Standard Mortgage leverages its proprietary Loanzify App to guide users through mortgage financing, enabling direct connections with loan officers and realtors, and offering tools like a mortgage payment calculator. This blend of comprehensive product offerings, efficient processes, and technological accessibility positions Standard Mortgage as a customer-centric lender focused on delivering a simplified and satisfying lending experience.

Company Information

Lender Type: Direct Lender
Headquarters: Coral Gables, FL

Licensed In

CACOFLGAMIMNTX

Digital Capabilities

Online Application
Mobile App
Rate Calculator

Home Loan Products

Standard Conventional & Government Loans

Loan Types:
FHAVAUSDAConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203k

Non-QM, Bank Statement & Investor Loans

Loan Types:
Non-QMBank StatementDSCRHome Equity LoanPortfolioInterest-OnlyHard MoneyBridgeSecond MortgageCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment PropertyCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Bank StatementStated IncomeNo Income Verification
Special Programs:
Bank Statement ProgramSelf-Employed ProgramAsset Depletion Program

Jumbo Loan Programs

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Home Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseModular Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Refinance Solutions

Loan Types:
RefinanceCash-Out RefinanceFHAVAUSDAConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203k

Contact Information

1600 Ponce de Leon 10th floor
Coral Gables, FL 33134
US

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Business Information

Category: Mortgage Lender
Location: Coral Gables, FL
Status: Standard
Type: Direct Lender
Profile Views: 1

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