About Premium Mortgage
Premium Mortgage has dedicated many years to assisting customers in achieving their dream of homeownership. Operating as a direct lender, they are committed to simplifying the complex mortgage process and guiding borrowers through every step, from pre-qualification to closing.
The company distinguishes itself by offering a variety of home loan programs, including Conventional, FHA, VA, and Jumbo loans, alongside flexible rate options like Fixed Rate, Adjustable Rate (ARM), and Interest-Only mortgages. They provide essential resources such as online calculators and document upload capabilities to empower borrowers throughout their journey.
Located in San Diego, CA, Premium Mortgage (NMLS: 1975242) focuses on ensuring borrowers understand key factors like LTV, debt-to-income ratios, and credit scores. They cater to a diverse clientele, including self-employed individuals, by meticulously verifying income, credit, assets, and liabilities to secure optimal loan approvals.
The company distinguishes itself by offering a variety of home loan programs, including Conventional, FHA, VA, and Jumbo loans, alongside flexible rate options like Fixed Rate, Adjustable Rate (ARM), and Interest-Only mortgages. They provide essential resources such as online calculators and document upload capabilities to empower borrowers throughout their journey.
Located in San Diego, CA, Premium Mortgage (NMLS: 1975242) focuses on ensuring borrowers understand key factors like LTV, debt-to-income ratios, and credit scores. They cater to a diverse clientele, including self-employed individuals, by meticulously verifying income, credit, assets, and liabilities to secure optimal loan approvals.
Company Information
Lender Type: Direct Lender
Headquarters: San Diego, CA
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
100%
Max LTV
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
VA Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
Jumbo Loan Program
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
Interest-Only Mortgage
Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Contact Information
750 B St #3130
San Diego, CA 91911
US
Mailing Address:
750 B Street Suite 3130 San Diego, CA 92101
Connect With Us
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Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1975242
Profile Views: 11
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