Right Choice Mortgage Inc

Right Choice Mortgage operates as a dedicated mortgage broker and a strategic partner to credit unions, primarily serving the California market since at least 2018 (based on website copyright). Their core mission is to provide home loans with competitive interest rates and minimal closing costs, assisting borrowers in navigating the complexities of securing financing. They aim to overcome common roadblocks by offering a diverse array of products and personalized service.

The company distinguishes itself through its unique "Credit Union Services" model, acting as an outsourced mortgage department for credit unions. This partnership allows credit unions to expand their mortgage offerings, including hard-to-find Adjustable Rate Mortgages (ARMs), without incurring financial risk, as Right Choice Mortgage is compensated only upon loan funding. They provide credit union partners with dedicated, NMLS-licensed account executives, free marketing services, and customized solutions.

For individual borrowers, Right Choice Mortgage leverages technology such as secure online applications, pre-qualification tools, and interactive mortgage calculators to streamline the loan process. They specialize in a variety of home loan programs, including conventional, FHA, and VA loans, as well as niche products like bank statement loans for self-employed individuals and portfolio loans for unique financial situations. Testimonials frequently highlight their professionalism, patience, and commitment to finding suitable loan programs for clients with diverse financial backgrounds.