Universal Capital Mortgage Corporation

Universal Capital Mortgage Corporation, often operating in conjunction with Coast 2 Coast Funding, has been a leading direct lender in California since 2005, specializing in challenging condominium financing. The firm has carved out a unique niche by providing dependable loan solutions for non-warrantable condominiums, particularly those affected by construction defect litigation, insufficient HOA master insurance, or deferred maintenance. Their expertise is highly regarded, with endorsements from top construction defect attorneys, condominium management companies, and luxury condo realtors.

The lender prides itself on its ability to fund loans where traditional banks often decline, having successfully helped over 700 past clients navigate complex condominium financing scenarios. While headquartered in Rancho Santa Margarita, CA, Universal Capital Mortgage Corporation has expanded its services to cover all of California and Oregon, ensuring a wider reach for their specialized offerings. Don Maher, noted as a top originator of non-warrantable condo loans in California, leads their efforts, emphasizing fast and easy loan closures.

Universal Capital Mortgage Corporation is committed to building strong relationships and providing personalized service, as evidenced by numerous client testimonials praising their responsiveness, knowledge, and dedication to finding solutions for difficult condo loans. Beyond their primary focus on non-warrantable condos, they also offer conventional mortgages for warrantable condos and home equity second mortgages, demonstrating a comprehensive approach to condominium financing needs.