Roberto Benet

Mortgage Lender serving San Antonio, TX

About Roberto Benet

International Bank of Commerce (IBC) is a long-standing financial institution offering a comprehensive suite of banking services, including a dedicated mortgage division. While a global presence is suggested by its name, IBC often emphasizes its strong roots and commitment to the communities it serves, providing a blend of robust financial solutions and personalized customer relationships.

The bank's mortgage offerings are designed to cater to a diverse range of borrowers, from first-time homebuyers to seasoned investors. They provide access to conventional, government-backed (FHA and VA), and various refinancing options, striving to make the homeownership journey accessible and efficient. IBC typically leverages modern digital tools to streamline the application and document submission processes.

Committed to fostering economic growth and financial well-being, IBC positions itself as a trusted partner for both individual consumers and businesses. Their approach combines the stability and broad product offerings of a traditional bank with a focus on attentive service and community engagement, aiming to build lasting relationships with their clientele.

Company Information

Lender Type: Bank

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
E-Signature

Home Loan Products

Residential Mortgage Programs

Loan Types:
ConventionalFHAVARefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score

Commercial Loan Products

Commercial Real Estate Loans

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use

Contact Information

130 E Travis St
San Antonio, TX 78205
US

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Business Information

Category: Mortgage Lender
Location: San Antonio, TX
Status: Standard
Type: Bank
Profile Views: 1

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