About San Diego Mortgage Group
San Diego Mortgage Group, established in 2001, operates as both a direct lender and a broker, specializing in mortgage solutions for homebuyers across California, Washington, and Florida. Led by owner David Stein, the company is dedicated to assisting a broad clientele, including everyday individuals, military veterans, and active-duty personnel, in securing home financing.
The group distinguishes itself through an efficient process, notably offering loan *approvals* rather than just pre-approvals within 24-48 hours. This includes their distinct TBD Loan Approval strategy, designed to make clients' offers more competitive. They emphasize transparent communication, providing
The group distinguishes itself through an efficient process, notably offering loan *approvals* rather than just pre-approvals within 24-48 hours. This includes their distinct TBD Loan Approval strategy, designed to make clients' offers more competitive. They emphasize transparent communication, providing
Company Information
Lender Type: Direct Lender
Headquarters: San Diego, CA
Licensed In
CAWAFL
Certifications & Credentials
VA ApprovedFHA Approved
Digital Capabilities
Online Application
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
560
Min Credit Score
VA Loan Program
Loan Types:
VARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramRenovation Loan
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
500
Min Credit Score
Bank Statement & Foreign National Loans
Loan Types:
Non-QMBank StatementInterest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramForeign National ProgramNo PMI Program
25%
Min Down Payment
75%
Max LTV
Contact Information
11230 Sorrento Valley Rd Suite 140
San Diego, CA 92121
US
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Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 343820
Profile Views: 0
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