Sarah McCalmon Loan Officer

First California Funding, established in 1985, is a family-owned direct lender based in San Diego, CA. With decades of experience, the company is dedicated to guiding individuals through their homeownership journey by providing trusted advice, personal guidance, and competitive rates.

The lender prides itself on a foundation of honesty and integrity, consistently striving to offer the lowest possible rates and fees alongside outstanding customer service. They cater to a broad spectrum of clients, from first-time homebuyers seeking foundational support to experienced real estate investors looking for reliable mortgage solutions.

Committed to empowering clients with financial literacy, First California Funding utilizes digital tools like online applications, pre-qualification tools, and mortgage calculators to streamline the process. Their approach combines modern efficiency with a personal touch, ensuring clients find a mortgage strategy that aligns with their financial goals.