Synergy Home Loans LLC

Mortgage Lender serving San Antonio, TX

About Synergy Home Loans LLC

Synergy Home Loans, LLC is a locally owned and full-service mortgage company based in San Antonio, Texas. Committed to delivering value and personalized service, Synergy focuses on helping home buyers navigate the mortgage process by offering a diverse portfolio of loan products. The company prides itself on its competent, experienced, and knowledgeable staff who strive to make securing a mortgage simple and straightforward for every borrower.

The lender specializes in residential real estate financing, providing popular loan options such as Conventional, FHA, VA, USDA, and Jumbo loans. They also cater to specific needs with Texas Vet loans, interim construction financing, lot/land loans for custom builds, and specialized mortgages like Bank Statement and Foreign National programs. Additionally, Synergy offers solutions for real estate investors and reverse mortgages for seniors, demonstrating a broad spectrum of services designed to meet varied individual requirements.

With multiple branches in South Texas, including San Antonio, Canyon Lake, and New Braunfels, Synergy Home Loans combines big company expertise with a personalized, small company approach. Their dedication to client satisfaction and their comprehensive range of loan products position them as a premier choice for home financing in the region.

Company Information

Lender Type: Direct Lender
Headquarters: San Antonio, TX

Licensed In

TX

Certifications & Credentials

VA ApprovedUSDA Approved

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment PropertySecond Home
Income Verification:
Full Documentation
Available Terms:
30 years
5%
Min Down Payment
95%
Max LTV

FHA Loan

Loan Types:
FHA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Available Terms:
30 years
3.5%
Min Down Payment
96.5%
Max LTV

VA Loan

Loan Types:
VA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
30 years
0
100%
Max LTV

Texas Vet Loan

Loan Types:
VA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
30 years
0
100%
Max LTV

Jumbo Loan

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Available Terms:
30 years

USDA Loan

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
30 years
0
100%
Max LTV

Construction Loan

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
1 years30 years

Lot/Land Loan

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
15 years

Non-QM / Specialized Mortgage

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramForeign National Program
Available Terms:
30 years

Investor Loans

Loan Types:
Portfolio
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
30 years

Reverse Mortgage Loan

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Commercial Loan Products

Commercial Real Estate Loan

Loan Types:
Conventional CRE
Property Types:
OfficeRetailIndustrial/WarehouseMultifamily (5+ units)

Contact Information

16845 Blanco Rd #102A
San Antonio, TX 78230
US
Mailing Address:
16845 Blanco Road, Suite 102A San Antonio, TX 78232

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Business Information

Category: Mortgage Lender
Location: San Antonio, TX
Status: Standard
Type: Direct Lender
NMLS ID: 255943
Profile Views: 1

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