The Loan Company

The Loan Company of San Diego, a California Limited Partnership, has operated as a direct private lender in San Diego County since 1974. The firm specializes in originating, underwriting, funding, and servicing its own portfolio of real estate secured loans, primarily focusing on income-producing properties. This unique model allows them to offer an alternative to conventional lending, utilizing proprietary underwriting guidelines and ensuring all loans are funded with internal capital.

The company prides itself on a streamlined loan application and approval process, often completing transactions in as few as five business days. They offer a diverse range of loan types including bridge, construction, and permanent financing, along with second trust deed loans. The Loan Company serves both independent borrowers and mortgage brokers, emphasizing quick decisions, fair pricing, and flexibility.

With a leadership team boasting decades of experience in various lending sectors, The Loan Company operates with an ethical foundation rooted in the "Golden Rule," prioritizing service and integrity. Their commitment to strong client relationships and a collaborative approach with brokers has fostered a high rate of repeat business and referrals, underscoring their reputation for expertise and dependability in the Southern California real estate market.