Torres and Torres Financial Services LLC

Mortgage Broker serving Orlando, FL

About Torres and Torres Financial Services LLC

Torres & Torres Financial Services operates as a dedicated mortgage brokerage, firmly committed to a philosophy of "Lending with Grace." Their core mission revolves around empowering individuals, families, and businesses to realize their real estate aspirations by securing the essential financing for both residential and commercial endeavors.

With a client-first approach, Torres & Torres specializes in delivering highly customized financial solutions that are meticulously aligned with each client's unique requirements. They emphasize transparency, integrity, and comprehensive client education, ensuring that borrowers are well-informed and confident in their financial decisions. The brokerage views real estate ownership, whether for personal or commercial use, as a pivotal instrument for fostering financial stability and long-term success.

The experienced team at Torres & Torres Financial Services excels at navigating the intricate landscape of lending. They offer competitive loan options and provide strategic financial guidance, striving to make the process of securing a mortgage for a dream home or funding a commercial venture as seamless and stress-free as possible. Their commitment is to support clients' visions and help them build a strong financial future.

Company Information

Team Size: Less than 100
Lender Type: Mortgage Broker
Headquarters: Orlando, FL

Certifications & Credentials

NMLS Licensed

Home Loan Products

Government Loan Programs

Loan Types:
FHAUSDAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramHome Possible Program
Credit Tiers:
Excellent (740+)Good (680-739)

Non-QM & Specialty Residential Loans

Loan Types:
Non-QMBank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
ITIN ProgramBank Statement ProgramSelf-Employed Program
Credit Tiers:
Fair (620-679)Good (680-739)

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)

Residential Construction, Bridge & Hard Money

Loan Types:
ConstructionBridgeHard Money
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full DocumentationNo Income Verification
Credit Tiers:
Fair (620-679)Good (680-739)

Commercial Loan Products

Commercial Real Estate & Business Lending

Loan Types:
Conventional CRECommercial ConstructionBridge LoanHard Money Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Fax: 407-386-3168

Professional Licenses

NMLS ID: 2109941
672 N Semoran Blvd
Orlando, FL 32807
US
Mailing Address:
672 N Semoran Blvd 103 Orlando, Fl 32807

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Business Information

Category: Mortgage Broker
Location: Orlando, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 2109941
Profile Views: 0

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