Uwharrie Bank Mortgage

Uwharrie Bank Mortgage operates as a direct lender, ensuring an entirely in-house process from application to closing. This integrated approach, which includes processing and underwriting handled directly by their team, minimizes outsourcing and aims for timely closings with promised rates and terms, ensuring no surprises for borrowers. They pride themselves on using their own funds to finance loans and offer competitive rates without additional bank fees.

Dedicated to fostering homeownership within their community, Uwharrie Bank Mortgage provides a range of solutions for various needs, including first-time homebuyers and those seeking affordable housing options. They guide clients through an easy loan process, whether for purchasing a first home, relocating, or acquiring an investment property, as well as offering creative refinancing solutions like cash-out options, payment reduction, or term shortening.

As a division of Uwharrie Bank, an FDIC-insured institution, they emphasize personalized service and in-depth education, offering tools and resources like mortgage calculators and a comprehensive 'Mortgage 101' section. Their commitment extends to making a tangible difference for each customer, building success one home at a time from their headquarters in Charlotte, NC.