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Credit Unions in Florida

13 credit unions listed across 7 cities in Florida.

Credit Unions in Florida by the numbers

Of the 8 credit unions in Florida that publish their loan programs, 7 (88%) offer HELOCs and home equity loans, 6 (75%) offer conventional loans and 5 (63%) offer first-time buyer programs.

HELOCs and home equity loans7 of 8 (88%)
Conventional loans6 of 8 (75%)
First-time buyer programs5 of 8 (63%)
FHA loans3 of 8 (38%)
VA loans3 of 8 (38%)
Jumbo loans2 of 8 (25%)
USDA loans1 of 8 (13%)
Down payment assistance1 of 8 (13%)
  • 2
    advertise 3.5% down or less, including 1 with a 0% down option (typically VA or USDA)
  • 620
    lowest advertised minimum credit score
  • 7 / 0
    licensed in one state only / licensed nationwide (of 7 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 8 of 13 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Credit Unions by city in Florida

Credit Unions in Florida

Before you choose a credit union in Florida

Confirm the company is licensed in Florida on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.