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Credit Unions in Tennessee

6 credit unions listed across 3 cities in Tennessee.

Credit Unions in Tennessee by the numbers

Of the 5 credit unions in Tennessee that publish their loan programs, 3 (60%) offer conventional loans, 3 (60%) offer first-time buyer programs and 3 (60%) offer HELOCs and home equity loans.

Conventional loans3 of 5 (60%)
First-time buyer programs3 of 5 (60%)
HELOCs and home equity loans3 of 5 (60%)
FHA loans2 of 5 (40%)
VA loans2 of 5 (40%)
Jumbo loans2 of 5 (40%)
Construction loans2 of 5 (40%)
Down payment assistance1 of 5 (20%)
Physician loans1 of 5 (20%)
  • 2
    advertise 3.5% down or less, including 1 with a 0% down option (typically VA or USDA)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 5 of 6 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Credit Unions by city in Tennessee

Credit Unions in Tennessee

Before you choose a credit union in Tennessee

Confirm the company is licensed in Tennessee on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.