FindHomeLenders

Mortgage Lenders in Alabama

64 mortgage lenders listed across 17 cities in Alabama.

Mortgage Lenders in Alabama by the numbers

Of the 31 mortgage lenders in Alabama that publish their loan programs, 21 (68%) offer FHA loans, 21 (68%) offer VA loans and 19 (61%) offer conventional loans.

FHA loans21 of 31 (68%)
VA loans21 of 31 (68%)
Conventional loans19 of 31 (61%)
USDA loans15 of 31 (48%)
Reverse mortgages12 of 31 (39%)
First-time buyer programs11 of 31 (35%)
Jumbo loans8 of 31 (26%)
Renovation and 203(k) loans6 of 31 (19%)
Physician loans6 of 31 (19%)
HELOCs and home equity loans5 of 31 (16%)
Down payment assistance3 of 31 (10%)
Construction loans3 of 31 (10%)
  • 5
    advertise 3.5% down or less, including 4 with a 0% down option (typically VA or USDA)
  • 660
    lowest advertised minimum credit score
  • 10 / 0
    licensed in one state only / licensed nationwide (of 18 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 31 of 64 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Alabama

Featured mortgage lenders in Alabama

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Alabama

Confirm the company is licensed in Alabama on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.