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Mortgage Lenders in Massachusetts

49 mortgage lenders listed across 21 cities in Massachusetts.

Mortgage Lenders in Massachusetts by the numbers

Of the 30 mortgage lenders in Massachusetts that publish their loan programs, 22 (73%) offer conventional loans, 20 (67%) offer VA loans and 18 (60%) offer jumbo loans.

Conventional loans22 of 30 (73%)
VA loans20 of 30 (67%)
Jumbo loans18 of 30 (60%)
FHA loans17 of 30 (57%)
First-time buyer programs17 of 30 (57%)
USDA loans14 of 30 (47%)
Down payment assistance14 of 30 (47%)
HELOCs and home equity loans13 of 30 (43%)
Construction loans12 of 30 (40%)
Renovation and 203(k) loans11 of 30 (37%)
Reverse mortgages11 of 30 (37%)
Hard money and bridge loans6 of 30 (20%)
  • 6
    advertise 3.5% down or less, including 6 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 7 / 1
    licensed in one state only / licensed nationwide (of 20 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 30 of 49 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Massachusetts

Featured mortgage lenders in Massachusetts

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Massachusetts

Confirm the company is licensed in Massachusetts on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.