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Mortgage Lenders in Michigan

85 mortgage lenders listed across 35 cities in Michigan.

Mortgage Lenders in Michigan by the numbers

Of the 34 mortgage lenders in Michigan that publish their loan programs, 31 (91%) offer conventional loans, 30 (88%) offer FHA loans and 30 (88%) offer VA loans.

Conventional loans31 of 34 (91%)
FHA loans30 of 34 (88%)
VA loans30 of 34 (88%)
First-time buyer programs24 of 34 (71%)
USDA loans21 of 34 (62%)
Jumbo loans20 of 34 (59%)
Down payment assistance13 of 34 (38%)
HELOCs and home equity loans8 of 34 (24%)
Non-QM loans6 of 34 (18%)
Construction loans5 of 34 (15%)
Reverse mortgages5 of 34 (15%)
Renovation and 203(k) loans4 of 34 (12%)
  • 16
    advertise 3.5% down or less, including 14 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 7 lenders accept 580 or lower
  • 14 / 4
    licensed in one state only / licensed nationwide (of 32 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 34 of 85 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Michigan

Featured mortgage lenders in Michigan

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Michigan

Confirm the company is licensed in Michigan on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.