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Mortgage Lenders in Minnesota

64 mortgage lenders listed across 23 cities in Minnesota.

Mortgage Lenders in Minnesota by the numbers

Of the 42 mortgage lenders in Minnesota that publish their loan programs, 36 (86%) offer conventional loans, 28 (67%) offer VA loans and 26 (62%) offer FHA loans.

Conventional loans36 of 42 (86%)
VA loans28 of 42 (67%)
FHA loans26 of 42 (62%)
USDA loans23 of 42 (55%)
First-time buyer programs23 of 42 (55%)
Jumbo loans16 of 42 (38%)
Renovation and 203(k) loans14 of 42 (33%)
HELOCs and home equity loans14 of 42 (33%)
Reverse mortgages13 of 42 (31%)
Down payment assistance12 of 42 (29%)
Construction loans8 of 42 (19%)
Non-QM loans6 of 42 (14%)
  • 16
    advertise 3.5% down or less, including 14 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 3 lenders accept 580 or lower
  • 7 / 2
    licensed in one state only / licensed nationwide (of 25 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 42 of 64 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Minnesota

Featured mortgage lenders in Minnesota

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Minnesota

Confirm the company is licensed in Minnesota on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.