FindHomeLenders

Mortgage Lenders in Tennessee

64 mortgage lenders listed across 16 cities in Tennessee.

Mortgage Lenders in Tennessee by the numbers

Of the 28 mortgage lenders in Tennessee that publish their loan programs, 20 (71%) offer conventional loans, 14 (50%) offer FHA loans and 14 (50%) offer VA loans.

Conventional loans20 of 28 (71%)
FHA loans14 of 28 (50%)
VA loans14 of 28 (50%)
First-time buyer programs12 of 28 (43%)
USDA loans11 of 28 (39%)
Jumbo loans10 of 28 (36%)
Construction loans8 of 28 (29%)
Renovation and 203(k) loans6 of 28 (21%)
Down payment assistance5 of 28 (18%)
Non-QM loans5 of 28 (18%)
HELOCs and home equity loans5 of 28 (18%)
Hard money and bridge loans4 of 28 (14%)
  • 5
    advertise 3.5% down or less, including 3 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 2 lenders accept 580 or lower
  • 11 / 3
    licensed in one state only / licensed nationwide (of 20 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 28 of 64 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Tennessee

Featured mortgage lenders in Tennessee

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Tennessee

Confirm the company is licensed in Tennessee on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.