FindHomeLenders

Mortgage Lenders in Utah

71 mortgage lenders listed across 17 cities in Utah.

Mortgage Lenders in Utah by the numbers

Of the 40 mortgage lenders in Utah that publish their loan programs, 31 (78%) offer conventional loans, 29 (73%) offer FHA loans and 29 (73%) offer VA loans.

Conventional loans31 of 40 (78%)
FHA loans29 of 40 (73%)
VA loans29 of 40 (73%)
First-time buyer programs22 of 40 (55%)
USDA loans16 of 40 (40%)
Jumbo loans15 of 40 (38%)
Reverse mortgages15 of 40 (38%)
Down payment assistance9 of 40 (23%)
Construction loans9 of 40 (23%)
HELOCs and home equity loans8 of 40 (20%)
Non-QM loans7 of 40 (18%)
Foreign national loans3 of 40 (8%)
  • 11
    advertise 3.5% down or less, including 10 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 5 lenders accept 580 or lower
  • 19 / 2
    licensed in one state only / licensed nationwide (of 30 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 40 of 71 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Utah

Featured mortgage lenders in Utah

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Utah

Confirm the company is licensed in Utah on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.