Banks in Florida

19 banks listed across 6 cities in Florida.

Banks in Florida by the numbers

Of the 10 banks in Florida that publish their loan programs, 7 (70%) offer HELOCs and home equity loans, 6 (60%) offer conventional loans and 5 (50%) offer FHA loans.

HELOCs and home equity loans7 of 10 (70%)
Conventional loans6 of 10 (60%)
FHA loans5 of 10 (50%)
VA loans4 of 10 (40%)
Jumbo loans4 of 10 (40%)
USDA loans3 of 10 (30%)
First-time buyer programs2 of 10 (20%)
Non-QM loans2 of 10 (20%)
Bank statement loans2 of 10 (20%)
Foreign national loans2 of 10 (20%)
Hard money and bridge loans2 of 10 (20%)
DSCR (investor) loans1 of 10 (10%)
  • 1
    advertise 3.5% down or less, including 1 with a 0% down option (typically VA or USDA)
  • 5 / 1
    licensed in one state only / licensed nationwide (of 9 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 10 of 19 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Banks by city in Florida

Banks in Florida

Before you choose a bank in Florida

Confirm the company is licensed in Florida on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.