Duarte Loans

Mortgage Broker serving San Jose, CA

About Duarte Loans

University Mortgage, operating as duarteloans.com, positions itself as a streamlined mortgage broker dedicated to simplifying the home loan process. Founded in 2020, the firm emphasizes customer-first service, leveraging technology to facilitate fast turnarounds and paperless applications. They offer a personalized approach, guiding clients from initial inquiry to closing.

The company distinguishes itself with two primary service tracks: a "Fast Track" for quick, straightforward applications, and a "Concierge" service designed for borrowers facing more complex situations, such as income verification challenges. This bespoke approach allows University Mortgage to research and present the best home financing options, even submitting applications on behalf of clients, underscoring their commitment to overcoming obstacles for homebuyers.

With an average closing time of 25 days and a total loan volume exceeding $2 billion, University Mortgage demonstrates efficiency and a strong track record. Led by experienced loan officers like David Duarte, the team focuses on providing low down payment solutions for first-time homebuyers and ensuring accessible, transparent guidance throughout the journey to homeownership.

Company Information

Founded: 2020
Lender Type: Mortgage Broker
Headquarters: San Jose, CA
Total Loans Originated: $2 Billion

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Home Purchase & Refinance Programs

Loan Types:
ConventionalRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Bank Statement
Special Programs:
First-Time HomebuyerLow Down Payment Program

Contact Information

Professional Licenses

NMLS ID: 236272
1101 S Winchester Blvd
San Jose, CA 95128
US
Mailing Address:
1101 S. Winchester Blvd 0-286 San Jose , CA 95128

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Business Information

Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Founded: 2020
Type: Mortgage Broker
NMLS ID: 236272
Loans Originated: $2 Billion
Profile Views: 1

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