Elizabeth Alejo Residential Mortgage Services LLC

Mortgage Broker serving San Jose, CA

About Elizabeth Alejo Residential Mortgage Services LLC

Elizabeth Alejo, NMLS #502295, is a Senior Mortgage Loan Officer and Branch Manager with two decades of experience in the real estate market. She is dedicated to assisting the Hispanic community with responsible and affordable home loans and refinances.

Elizabeth is a First Time Homebuyer specialist. She offers services such as ITIN Loans, VA & Military Mortgage Service, Home Equity Loans, and Construction Loans for ADUs.

Elizabeth Alejo has received recognition such as a Stanford University Achievement Certificate in 2019. She was also Chapter President of NAHREP Silicon Valley in 2018 and Vice President in 2017.

Company Information

Lender Type: Mortgage Broker
Headquarters: San Jose, CA

Licensed In

CA

Home Loan Products

First Time Homebuyer Specialist

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

ITIN Loans

Loan Types:
ConventionalFHAVANon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
ITIN ProgramVeteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

VA & Military Mortgage Service

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Home Equity Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Construction Loan for ADU

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

Fax: 408.799.9883

Professional Licenses

NMLS ID: 502295
175 Bernal Rd Ste 100-8
San Jose, CA 95138
US
Mailing Address:
175 Bernal Road Suite 100-8 San Jose, CA 95119

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Business Information

Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 502295
Profile Views: 11

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