Lawson & Associates

Mortgage Broker serving San Jose, CA

About Lawson & Associates

Fairway Independent Mortgage Corporation is a prominent direct lender, offering a comprehensive suite of home loan products across multiple states. While Kevin J. Lawson serves as a Senior Loan Specialist operating under the Fairway umbrella, licensed in Texas and Washington, the corporation itself holds extensive licensing and serves a wide client base.

Fairway specializes in a diverse range of home financing solutions, including government-backed options like VA, FHA, and USDA loans, alongside conventional mortgages. They emphasize providing flexible qualification guidelines, low down payment programs, and options for both fixed and adjustable-rate mortgages, catering to first-time homebuyers, veterans, and those looking to refinance or manage home equity.

Committed to guiding clients through every step of the mortgage process, Fairway Independent Mortgage Corporation aims to simplify homeownership. Their approach combines dedicated loan specialist support with online resources to enhance the borrower experience, ensuring clients can navigate their options with ease and confidence.

Company Information

Lender Type: Direct Lender
Headquarters: Madison, WI

Licensed In

TXWAAZCAGAMANVNJNYRI

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management

Home Loan Products

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Condo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3.5%
Min Down Payment

USDA Rural Development Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
Credit Tiers:
Fair (620-679)Good (680-739)
0
102%
Max LTV

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Refinance and Home Equity Loans

Loan Types:
RefinanceCash-Out RefinanceHELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

925 W Hedding St
San Jose, CA 95126
US
Mailing Address:
47SO S. Biltmore Lane, Madison, WI 53718

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Business Information

Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Type: Direct Lender
NMLS ID: 2289
Profile Views: 1

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