FindHomeLenders

Credit Unions in California

25 credit unions listed across 18 cities in California.

Credit Unions in California by the numbers

Of the 15 credit unions in California that publish their loan programs, 8 (53%) offer conventional loans, 8 (53%) offer HELOCs and home equity loans and 6 (40%) offer first-time buyer programs.

Conventional loans8 of 15 (53%)
HELOCs and home equity loans8 of 15 (53%)
First-time buyer programs6 of 15 (40%)
Jumbo loans4 of 15 (27%)
VA loans2 of 15 (13%)
FHA loans1 of 15 (7%)
USDA loans1 of 15 (7%)
Down payment assistance1 of 15 (7%)
Construction loans1 of 15 (7%)
Reverse mortgages1 of 15 (7%)
  • 2
    advertise 3.5% down or less
  • 620
    lowest advertised minimum credit score
  • 8 / 0
    licensed in one state only / licensed nationwide (of 8 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 15 of 25 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Credit Unions by city in California

Featured credit unions in California

Pick a city above to see every credit union listed there.

Before you choose a credit union in California

Confirm the company is licensed in California on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.