Waterford Bank N.A.
Bank
First-Time Buyer
14 banks listed across 6 cities in Ohio.
Of the 8 banks in Ohio that publish their loan programs, 6 (75%) offer HELOCs and home equity loans, 5 (63%) offer first-time buyer programs and 3 (38%) offer VA loans.
Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 8 of 14 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.
Confirm the company is licensed in Ohio on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.
Our guide to finding a mortgage lender walks through each step.